Fee Schedule and Deposit Requirements
Review current pricing, deposit thresholds, activation rules, and preferential offers for ROECNY One+.
Individual KYC is $100. USD account opening is $5 and SGD account opening is S$5.
Corporate KYB is $1,000. USD account opening is $20 and SGD account opening is S$20.
Individual monthly account maintenance starts at $5 or S$5. Corporate starts at $20 or S$20.
Virtual card creation is $1, physical card creation is $25, and ATM withdrawals are $4.
Current One+ fee schedule
Review current ROECNY One+ retail fees for accounts, cards, transfers, and deposits.
Verification and account opening fees for individual and corporate applicants.
Recurring account fees, card issuance costs, FX, and ATM cash withdrawal pricing.
Peer transfers, inbound funding, outbound wire pricing, Mastercard rail fees, and SGD FAST fees.
Funding and activation requirements
Initial funding and minimum balance thresholds vary by account type and settlement currency.
Initial deposit >= USD 5,500.00
Minimum deposit >= USD 5,000.00, maintained for at least six consecutive months.
Initial deposit >= equivalent to USD 5,500 in SGD
Minimum deposit >= equivalent to USD 5,000 in SGD, maintained for at least six consecutive months.
Initial deposit >= USD 11,000.00
Minimum deposit >= USD 10,000.00, maintained for at least six consecutive months.
Initial deposit >= equivalent to USD 11,000 in SGD
Minimum deposit >= equivalent to USD 10,000 in SGD, maintained for at least six consecutive months.
- Upon successful account opening, the initial deposit must be credited within seven business days.
- If the initial deposit is not credited within the first seven business days, the account moves into pending activation status and is retained for up to thirty days.
- The account may still be activated within that thirty-day window if the initial deposit is completed and the activation processing fee is paid.
- If the account is not successfully activated within thirty days, the account will be closed and services will cease.
Individual: USD 20.00
Corporate: USD 50.00
Individual: SGD 20.00
Corporate: SGD 50.00
Refund opportunities for stronger balances and volumes
The current fee table also includes refund programs tied to balance and transaction milestones.
100% reimbursed when balance thresholds are met for six consecutive months.
- Individual account: daily average balance >= USD 10,000.00 or equivalent in SGD.
- Corporate account: daily average balance >= USD 50,000.00 or equivalent in SGD.
Refund of monthly maintenance fees charged in the current year when annual average balance thresholds are met.
- Individual account: annual average balance >= USD 100,000.00 or equivalent in SGD.
- Corporate account: annual average balance >= USD 500,000.00 or equivalent in SGD.
Monthly maintenance fees charged in the current year are refunded and account activation fees are fully refunded.
- Individual account: annual transaction volume >= USD 5,000,000.00 or equivalent in SGD.
- Corporate account: annual transaction volume >= USD 50,000,000.00 or equivalent in SGD.
For account opening, higher-volume needs, or treasury support, contact the ROECNY sales team.